Florida | Bankruptcy Records Search

Unsecured debts in Chapter 7 bankruptcy cases

Most unsecured debts are dischargeable in Chapter 7 bankruptcy. These debts include credit card cards, consumer contracts, car notes, and home mortgages. A few debts are non-dischargeable in Chapter 7, and primarily relate to involuntary debts forced upon others (i.e. tort liability for an accident caused by DWI for example) and other violations of state or federal law. The difference between discharge and dischargeability in Chapter 7 bankruptcy has perplexed many debtors, because a naked right to wipe out a debt does not guarantee that the debt will be eliminated. Debtors must follow court rules precisely and sustain the burden of proof in many circumstances to successfully exercise the right to discharge debts.

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UNITED STATES BANKRUPTCY COURT

Southern District of Florida

Laurel M. Isicoff, Chief Judge Joseph Falzone, Clerk of Court

Court Locations

Public office hours are Monday through Friday, 8:30 a.m. – 4:00 p.m.

C. Clyde Atkins United States Courthouse
301 North Miami Avenue, Room 150
Miami, Florida 33128
(305) 714-1800

United States Courthouse
299 East Broward Blvd., Room 112
Ft. Lauderdale, FL 33301
(954) 769-5700

Flagler Waterview Building
1515 North Flagler Drive, Suite 801
West Palm Beach, FL 33401
(561) 514-4100

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