How Long Do Bankruptcies Stay on Your Record?
Bankruptcy can put a wrench in your financial life, but it doesn’t have to ruin your future forever. That’s because a bankruptcy can stay on your credit report for 10 years. That’s why bankruptcy should always be considered seriously before filing.
Bankruptcy Records By Name
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Bankruptcies, Judgments, Liens, Property Records
| Name | Address, Bankruptcy Chapter, Case |
Filed Discharged |
Date |
|---|---|---|---|
| Xayavong, Phouthone |
Bankruptcy Chapter 7, Case:10-81559 1803 Dickson St Opelika, AL, 36801 |
Filed Discharged |
Sep 28, 2010 Dec 30, 2010 |
| Xepoleas, Michael E |
Bankruptcy Chapter 7, Case:15-04090 308 4th St Chickasaw, AL, 36611-2102 |
Filed Discharged |
Dec 16, 2015 Mar 15, 2016 |
| Xayavong, Phouthone |
Bankruptcy Chapter 7, Case:10-81559 1803 Dickson St Opelika, AL, 36801 |
Filed Discharged |
Sep 28, 2010 Dec 30, 2010 |
| Xepoleas, Michael E |
Bankruptcy Chapter 7, Case:15-04090 308 4th St Chickasaw, AL, 36611-2102 |
Filed Discharged |
Dec 16, 2015 Mar 15, 2016 |
It’s important to note that there are two common types of bankruptcy that most people should be aware of. Those two types are chapter 7 and chapter 13 bankruptcy. Here are some of the main differences:
- Chapter 7 bankruptcy. This type of bankruptcy is typically associated with a fresh start for individuals or couples. Typically, chapter 7 bankruptcy is used for medical bills, credit card balances, personal loans and similar types of debt. Many people filing for chapter 7 bankruptcy can keep basic possessions and some equity in a vehicle.
- Chapter 13 bankruptcy. This is typically reserved for high-income individuals. This type of bankruptcy works to help form a plan to repay debts over three to five years. This can be helpful for individuals swamped with an un-payable debt now. Chapter 13 bankruptcy is often used to help high wage earning individuals catch up on home or car payments without other debts getting in the way.
- Alabama Bankruptcy Court Directory Middle District Court
Alabama Middle Bankruptcy Court Northern District Court
Alabama Northern Bankruptcy Court Southern District Court
Alabama Southern Bankruptcy Court
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