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Alabama | Bankruptcy Records Search

November 3, 2020

How Long Do Bankruptcies Stay on Your Record?
Bankruptcy can put a wrench in your financial life, but it doesn’t have to ruin your future forever. That’s because a bankruptcy can stay on your credit report for 10 years. That’s why bankruptcy should always be considered seriously before filing.

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Bankruptcies, Judgments, Liens, Property Records
Name, Address Bankruptcy Chapter, Case Filed
Discharged
Date
Xayavong, Phouthone
>>>More Information
Opelika, AL 36801
Bankruptcy § 7,
Case:10-81559
Filed
Discharged
Sep 28, 2010
Dec 30, 2010
Xepoleas, Michael E
>>>More Information
Chickasaw, AL 36611-2102
Bankruptcy § 7,
Case:15-04090
Filed
Discharged
Dec 16, 2015
Mar 15, 2016
Xayavong, Phouthone
>>>More Information
Opelika, AL 36801
Bankruptcy § 7,
Case:10-81559
Filed
Discharged
Sep 28, 2010
Dec 30, 2010
Xepoleas, Michael E
>>>More Information
Chickasaw, AL 36611-2102
Bankruptcy § 7,
Case:15-04090
Filed
Discharged
Dec 16, 2015
Mar 15, 2016
1

It’s important to note that there are two common types of bankruptcy that most people should be aware of. Those two types are chapter 7 and chapter 13 bankruptcy. Here are some of the main differences:

  • Chapter 7 bankruptcy. This type of bankruptcy is typically associated with a fresh start for individuals or couples. Typically, chapter 7 bankruptcy is used for medical bills, credit card balances, personal loans and similar types of debt. Many people filing for chapter 7 bankruptcy can keep basic possessions and some equity in a vehicle.
  • Chapter 13 bankruptcy. This is typically reserved for high-income individuals. This type of bankruptcy works to help form a plan to repay debts over three to five years. This can be helpful for individuals swamped with an un-payable debt now. Chapter 13 bankruptcy is often used to help high wage earning individuals catch up on home or car payments without other debts getting in the way.
  • Alabama Bankruptcy Court Directory Middle District Court
    Alabama Middle Bankruptcy Court  Northern District Court
    Alabama Northern Bankruptcy Court  Southern District Court
    Alabama Southern Bankruptcy Court

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